Clients want results. Period. They’ve gone online, read a few articles, and now “know” that all they have to do is find a little defect in their loan documents — or, better yet, discover that their lender doesn’t have the original mortgage documents — and “poof” mortgage gone. They own their home free and clear, right? Not exactly. Understanding the concepts is available to FMA Secrets buyers: what to do, what not to do and more.